Skippy

That was the subject line of the following email which I just received:

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From: Darren Champagne
CC: L.oan Department
Date: Tue, 15 Jun 2004 10:06:52 -0500
Re: L o an a p proval

Sir:

We have reviewed you information and glad to inform you that you qualify
for 3% mor tgage r ate under our company l e nding program.

Please use this URL below to enter final details and our manager will
contact you ASAP.

We look forward to doing business with you.

Best Regards
CEO: Darren Champagne
1st Mor tga ge Group

How does this crap get through? And why would anyone ever respond?