- Employee leaves worksite and is injured walking to their car
- Employee is injured while engaging in horseplay at the worksite
You tell me - covered or not?
Scenario # 1 is not covered and there is a note stating "Coverage ceases the moment an employee leaves our premises." Is the parking lot not part of the work premises? What if I trip in that big 'ole pothole? Nope. Not covered.
But if I'm goofing off with the mail boy (that constitutes horseplay, no?) and he drops a box on my foot, it's covered. I love being a state worker.